Remote Senior Software Engineer Backend

  • Remote
  • Poland

Website Affirm

The Debit+ Risk Engineering team is looking for a passionate Senior Software Engineer to help build the tools and systems that we use to manage credit, fraud, and compliance risks. Debit+ is Affirm newest financial product that marries the functionality of a debit card with access to Affirm’s buy now pay later financing options. Our ability to effectively manage Debit+’s exposure to risk is critical to our ability to reach new customers and improve our financial lives. We work closely with credit and fraud analysts, data science, product, and a wide range of engineering teams to both leverage existing systems and build new systems.

This role requires a high level of technical capability, strong cross-functional communication, and a creative mindset. Our work needs to be correct, scalable, and extensible. Our job is to outwit, outrun and defeat those who either intentionally or unintentionally misuse our product.

Affirm is experiencing explosive growth with millions of customers across thousands of merchants in-store and online, and your contributions will be a key enabler of that growth. Come join us as we build a beloved, lasting financial services brand predicated on honesty and trust. It’s going to be an amazing ride! What you’ll do

Drive planning and prioritization of projects based on product, technical, and business goals by leveraging relevant resources and data.

Work cross-functionally with colleagues in Machine Learning, Product, and Analytics teams to set and execute our risk mitigation strategy for the Debit card

Build APIs and data models to work within micro-service and event-driven architectures

Take an active role in mentoring junior engineers and the processes that support team growth and efficiency

What we look for

  • 4+ years of experience as a software engineer
  • A strong understanding of distributed systems and how architectural decisions affect performance and maintainability
  • Excellent communication skills, both written and verbal.  Must be proficient in asynchronous modes of communication–written tech specs, wiki, project plans, etc.
  • Excellent project management skills–high degree of organization and ability to surface critical information effectively.
  • Work with our Product team to extend our core designing service; building new risk and fraud mitigation features
  • Passion for working with multi-functional teams including Product, Design, Analytics, and Business teams.
  • Python/Kotlin development experience is a plus.
  • Experience with AWS and/or other cloud providers is a plus

Compensation & Benefits

We offer a competitive package, with some highlights listed below.  However, the given figures are not guaranteed compensation ranges; rather, they are unbinding, approximate indications of what the salary may be for your awareness. The actual salary may be less than the lower range or greater than the upper range, depending on skills and experience. No employee is guaranteed a salary in the amount of the lower range.

  • Targeted Gross Monthly Salary: 22,042 – 24,247  PLN
  • Flexible Spending Wallets for tech, food, and lifestyle
  • Generous time off policies
  • Away Days – wellness days to take off work and recharge
  • Learning & Development programs
  • Parental leave
  • Robust health benefits
  • Employee Resource & Community Groups
  • Location – Remote Poland
  • The majority of our roles can be located anywhere in Poland.

Salary and compensation

No salary data was published by the company so we estimated salary based on similar jobs related to Sales, Non-Tech, Test, Finance, Senior, Engineer, Backend, Cloud, Developer, Analyst, Digital Nomad, Mobile, Software, Python, Junior, and SaaS jobs that are similar:

$70,000 — $120,000/year

Affirm is proud to be a remote-first company! The majority of our roles are remote and can be located anywhere in the U.S. and Canada (with the exception of the U.S. Territories, Quebec, Yukon, Nunavut, and the Northwest Territories) unless the job indicates a different global location. We are currently building operations in Spain, Poland, and Australia.  Employees in remote roles have the option of working remotely or from an Affirm office in their country of hire, and may occasionally travel to an Affirm office or elsewhere for required meetings or team-building events. Our offices in Chicago, New York, Pittsburgh, Salt Lake City, San Francisco, and Toronto will remain operational and accessible for anyone to use on a voluntary basis, subject to local COVID-19 guidelines.

All full-time jobs at Affirm (excluding interns and apprentices) are tied to a transparent grade-based pay range taking location into account.

[Colorado Candidates] In accordance with Colorado’s Equal Pay for Equal Work Act, the grade for this position in Colorado is listed above. You can find the Colorado base pay range and benefits here.

If you got this far, we hope you’re feeling excited about this role. Even if you don’t feel you meet every single requirement, we still encourage you to apply. We’re eager to meet people who believe in Affirm’s mission and can contribute to our team in a variety of ways—not just candidates who check all the boxes.


At Affirm, People Come First is one of our core values, and that’s why diversity and inclusion are vital to our priorities as an equal-opportunity employer. You can read about our D&I program here and our progress thus far in our 2021 DEI Report.

We also believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

By clicking “Submit Application,” you acknowledge that you have read the Affirm Employment Privacy Policy or the Affirm Employment Privacy Notice (EU) for applicants applying from the European Union, and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

To apply for this job please visit